Commercial Services - Northpoint Capital & Insurance Services

Unlocking Business Potential with Commercial Lending Solutions

In the bustling world of business, having access to the right resources at the right time can be the difference between staying afloat and soaring to new heights. Our commercial lending solutions are tailored to meet the diverse needs of businesses, offering the financial support required to expand, innovate, and succeed in today's competitive market.

Assess Your Needs

Clearly define the purpose of the loan—whether for expanding operations, or improving cash flow—to determine the type and amount of financing that best suits your business goals.

Understand the Terms and Conditions

Carefully review interest rates, repayment terms, and any additional fees or penalties associated with the commercial loan to ensure it aligns with your business's financial capacity and long-term strategy.

Evaluate Different Lenders

Compare offers from various lenders, including banks, credit unions, and alternative financing sources, to find the best rates and terms tailored to your business's unique needs.

Prepare Your Documentation

Gather all necessary financial documents, including business plans, financial statements, and tax returns, to streamline the application process and improve your chances of approval.

What Is Commercial Lending?

Northpoint Capital & Insurance Solutions specializes in the commercial real estate transactions that do not fit traditional underwriting guidelines of bank financing. We have a full suite of loan programs and have the ability to tailor our clients loan needs with short or long term options. Capital for debt and equity.

Why Choose Our Commercial Lending Solutions?

Flexible Financing Options

We understand that no two businesses are the same, which is why we offer a variety of lending solutions to meet your specific needs.

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Competitive Rates

Our goal is to help your business succeed by providing loans with competitive interest rates, reducing your financial burden.

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Expert Support

Our team of commercial lending experts is here to guide you through the loan process, offering personalized advice and support every step of the way.

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Flexibility

You can choose when to start receiving payments and how often, allowing for customization to fit your retirement planning.

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Three Tier Platform With A Full Suite Of Programs Leading Nationwide Lender

Discover which of our commercial mortgage programs suits your needs

Tier 1 Full Documentation Programs

Full documentation permanent loan programs.

*Commercial Real Estate Loans

*Permanent Loan Programs

*Business Loans SBA Express, SBA 504 , SBA 7a

*Equipment Financing

Tier 2 Stated Income and No Income Verification Programs

We have short term and long term programs for borrowers who do not meet bank underwriting guidelines for 1-4 Unit Investment , multi family properties, and all types of commercial real estate,business loans and equipment financing. Programs with no minimum fico score requirements. We have stated income programs and “no income verification” programs. Programs that do not require tax returns.

*Permanent Loan Programs

*Business Loans Term Loans and Lines of Credit

*Equipment Financing

Tier 3 Bridge Loan Programs

Our Bridge loan programs can be used for all types of real estate. Single family,multi family, and all types of commercial real estate.

*Purchase

*Refinance

*Renovation

*Commercial Construction and Development

*Fix and Flip line of Credit for 1-4 Unit properties

Our Commercial Lending Services

We offer a comprehensive suite of commercial lending services designed to cater to the unique challenges and opportunities businesses face.

Term Loans

Ideal for businesses looking to fund one-time investments or capital improvements, our term loans provide a lump sum of cash to be repaid over a fixed period, with predictable monthly payments.

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Lines of Credit

For businesses needing flexible access to funds, our lines of credit offer the ability to draw funds up to a certain limit, pay them back, and then borrow again as needed. This is perfect for managing cash flow and unexpected expenses.

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Commercial Mortgages

Businesses looking to purchase or refinance commercial property will find our commercial mortgages to be a fitting solution, providing long-term financing at competitive rates.

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Surety Bonds

Surety bonds are primarily utilized in industries requiring a guarantee of performance or financial obligation, such as construction, licensing, and public projects. They serve as a protective measure for clients and government entities, ensuring that businesses adhere to legal and contractual obligations.

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Partnering for Your Success

Our commercial lending solutions are designed with your business's growth and success in mind. Whether you're looking to expand your operations, invest in new equipment, or manage cash flow, we're here to provide the financial support you need. Contact us today to learn more about how we can help unlock your business's potential.

At Northpoint, we know that every investor has a personal set of goals and reasons for investing in real estate. Let our industry knowledge and experience ensure you get the results you need as quickly as possible.

Whether looking to buy or sell investment property, including multi-family, retail, industrial, or office properties, Northpoint offers a variety of programs that markets each property to the right mix of buyers effectively for maximum value. Our marketing program includes a data-driven analysis that factors in the community where the property is located, best potential use, market trends, financing models, and more.

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Unlocking Business Potential with Commercial Lending Solutions

Assess Your Needs

Clearly define the purpose of the loan—whether for expanding operations, or improving cash flow—to determine the type and amount of financing that best suits your business goals.

Understand the Terms and Conditions

Carefully review interest rates, repayment terms, and any additional fees or penalties associated with the commercial loan to ensure it aligns with your business's financial capacity and long-term strategy.

Evaluate Different Lenders

Compare offers from various lenders, including banks, credit unions, and alternative financing sources, to find the best rates and terms tailored to your business's unique needs.

Prepare Your Documentation

Gather all necessary financial documents, including business plans, financial statements, and tax returns, to streamline the application process and improve your chances of approval.

What Is Commercial Lending?

Why Choose Our Commercial Lending Solutions?

Three Tier Platform With A Full Suite Of Programs Leading Nationwide Lender

Discover which of our commercial mortgage programs suits your needs

Tier 1 Full Documentation Programs

Full documentation permanent loan programs.

*Commercial Real Estate Loans

Tier 2 Stated Income and No Income Verification Programs

Tier 3 Bridge Loan Programs

Our Commercial Lending Services

We offer a comprehensive suite of commercial lending services designed to cater to the unique challenges and opportunities businesses face.

Partnering for Your Success

At Northpoint, we know that every investor has a personal set of goals and reasons for investing in real estate. Let our industry knowledge and experience ensure you get the results you need as quickly as possible.

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